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Credit Karma

Free credit scores, reports, and personalized financial recommendations

4.7 (2.8M reviews)

What is Credit Karma?

Credit Karma provides free access to your credit scores from TransUnion and Equifax, along with full credit reports and personalized recommendations to improve your financial health.

Key Features

Free credit scores
Credit reports
Score simulator
Identity monitoring
Credit card recommendations
Loan recommendations
Tax filing

Pros & Cons

Pros

  • Completely free
  • Two credit bureau scores
  • Score simulator
  • Personalized recommendations
  • Tax filing included

Cons

  • Not FICO scores
  • Lots of ads/recommendations
  • Limited dispute options

Credit Karma is Best For

Credit Karma FAQ

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