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Credit Karma
Free credit scores, reports, and personalized financial recommendations
What is Credit Karma?
Credit Karma provides free access to your credit scores from TransUnion and Equifax, along with full credit reports and personalized recommendations to improve your financial health.
Key Features
Free credit scores
Credit reports
Score simulator
Identity monitoring
Credit card recommendations
Loan recommendations
Tax filing
Pros & Cons
Pros
- Completely free
- Two credit bureau scores
- Score simulator
- Personalized recommendations
- Tax filing included
Cons
- Not FICO scores
- Lots of ads/recommendations
- Limited dispute options
Credit Karma is Best For
Credit Karma FAQ
Alternatives to Credit Karma
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Experian
Official credit bureau app with FICO scores and credit monitoring
Free / Premium from $24.99/month
iOS Android Web
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Credit Sesame
Free credit monitoring and score improvement
Free / Premium $19.95/month
iOS Android Web
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myFICO
Official FICO scores from the score creator
$19.95-39.95/month
iOS Android Web