Chime vs Current
Complete comparison to help you choose the right app
C
Chime
Free
C
Current
Free / Premium $4.99/month
Quick Summary
Choose Chime if you want:
- No fees
- Get paid early
- Automatic savings
Choose Current if you want:
- Great for families
- Teen-friendly
- Early paycheck
Feature Comparison
| Feature | Chime | Current |
|---|---|---|
| Rating | 4.6/5 (420.0K reviews) | 4.6/5 (285.0K reviews) |
| Pricing | Free | Free / Premium $4.99/month |
| Platforms | iOS, Android, Web | iOS, Android |
| Best For | students, beginners | families, students |
| Founded | 2013 | 2015 |
Features Overview
Chime Features
- No monthly fees
- Early direct deposit
- Automatic savings
- Round-up savings
- Credit builder
- No overdraft fees
- Fee-free ATMs
Current Features
- Teen accounts
- Parent controls
- Early direct deposit
- Savings pods
- Instant gas hold release
- Points program
- Overdraft protection
Pros & Cons
Chime
Pros
- No fees
- Get paid early
- Automatic savings
- Credit builder card
- Large ATM network
Cons
- No branches
- Limited services
- Depositing cash difficult
Current
Pros
- Great for families
- Teen-friendly
- Early paycheck
- Good rewards
- Parent controls
Cons
- Premium for full features
- Limited ATMs
- No physical branches