Spendee vs Actual Budget
Complete comparison to help you choose the right app
S
Spendee
Free / Premium $2.99/month
A
Actual Budget
Free / $6/month
Quick Summary
Choose Spendee if you want:
- Beautiful design
- Shared wallets
- Bank sync
Choose Actual Budget if you want:
- Open source
- Self-host option
- Privacy focused
Feature Comparison
| Feature | Spendee | Actual Budget |
|---|---|---|
| Rating | 4.5/5 (85.0K reviews) | 4.5/5 (1.8K reviews) |
| Pricing | Free / Premium $2.99/month | Free / $6/month |
| Platforms | iOS, Android, Web | Web, Desktop |
| Best For | couples, students | freelancers, high earners |
| Founded | 2014 | 2021 |
Features Overview
Spendee Features
- Shared wallets
- Bank sync
- Budgets
- Categories
- Reports
- Multi-currency
- Cash tracking
Actual Budget Features
- Envelope budgeting
- Bank sync
- Open source
- Self-hosting
- Local-first
- Reports
- Goals
Pros & Cons
Spendee
Pros
- Beautiful design
- Shared wallets
- Bank sync
- Affordable
- Multi-currency
Cons
- Bank sync in premium only
- Limited free features
- No investment tracking
Actual Budget
Pros
- Open source
- Self-host option
- Privacy focused
- Own your data
- Active development
Cons
- Technical setup
- Newer app
- Limited support